I posted my 13 in 2013 goals at the beginning of this month, viewable here. Now that February is knocking on our door TOMORROW (time really does fly so much faster when you get older), I figure now’s a great time to review the last month and see how much progress I’ve made so far.
Of the 13, I’ve especially focused on 4 this month more than the others:
- Be healthier
- Project Life
- Become debt free
- Truly invest in the Mary Kay opportunity
I do all of the grocery and meal planning in our house. Josh does go with me to the store (which is a lot more than most guys from what I hear from my girl friends), so we’ll give him that credit.. but when it comes down to healthier eating, it pretty much falls on me to work out the how. When I wrote my goals list I imagined being healthier to include eating healthier in an overall, balanced sort of way (not a diet way) as well as exercising. Now, baby steps usually get you there faster than trying to jump into several things all at once. So this month, we stopped drinking sodas (I did anyway) and have started drinking MUCH more water. If I have the occasional rare coke, it’s okay. The idea is to be balanced, everything in moderation. But overall-less of sodas is better. I started working fish into our meal planning. I cut back the red meat purchases we’re making and switched to ground turkey and ground chicken. We haven’t really been eating bread and I switched our tortillas out for wheat tortillas. The exercising part hasn’t really been incorporated into my routine much. Josh has been going for runs a little more frequently and working with weights. During February, I’m going to run my first 5k (and probably want to die) and will start training against my own body weight to continue to save money for now. Once we get a little closer to financial freedom, I’ll probably go look back at joining a gym again because I love the group fitness classes. 🙂
I love Project Life. It really gives you the chance to notice and appreciate all of the the little moments in your life that you normally would forget about at the end of the day. It is also getting me back into the habit of printing pictures regularly and there’s nothing better than going to pick up actual prints. Because the pocket sizes in the page protectors aren’t all standard 4×6, some of the photos are printed as wallets and then I have a few extras to hang on the fridge or on my coffee table. It’s just nice to have updated photos around the house all the time, even if they’re not all portraits.
Become debt free
I’ve spent a few extra hours this month coming up with a new budget, tightening certain areas and meticulously writing down every purchase and every cent of income as well as engaging in new opportunities for income. I have a pen and paper system that I always end up going back to, but since it’s tucked inside my planner – sometimes I forget to update it right away and certain things get foggy when I’ve misplaced a receipt. I installed a new system in our office for being organized with regards to my Mary Kay business, this blog, and our finances (in a post coming soon!) and hopefully it will be a visual reminder every time I walk into the office to write down the day’s expenses.
I also have a Mint.com account that I spent time last night updating to reflect all of my new budget rules/added categories as well as newly updated goals. I knew the first month was going to be the hardest, but I used cash all month (even for gas purchases.. I actually went into the gas station and prepaid with cash)! I’ve also trimmed all of my spending and [subsequently] developed enough of a cushion in my checking account that I can make a $290 extra credit card payment this month (which was my goal) and not stress about it! Besides that, I also set a goal to transfer $50 to savings every month. It doesn’t seem like much but I don’t ever transfer money to savings and have to improvise when things happen and involve large purchases. I made my first $50 transfer to savings this month! It’s taken a lot of self control but I’m so proud of myself for actually sticking to the system and am filled with determination to keep moving forward.
Truly invest in the Mary Kay opportunity
This is the first month where I’ve really put effort into Mary Kay. I became a consultant in December of last year and was trying to get my head around everything as well as do everything for the holiday time. Now that the holidays are wrapped up, I was able to spend time training and getting organized and start booking appointments. Now that I feel comfortable with the position, I am starting to see this business truly as a business and a real way to bring in extra income. This month I made a couple hundred extra dollars but now that I’ve proven to myself I can do it, I’m ready to get creative and get going to really make a splash. Everybody’s hesitant to try something new (especially a work at home something) but I have to say that although I was hesitant and stressed about the decision, I’m starting to see it was a fantastic decision and pretty soon I’m going to be reaping serious rewards and enjoying my life more.
I have made some progress in a couple other goal areas, just not as much. I’ve been working on small projects to add some TLC to our home (in posts coming soon). I’ve also made more of an effort in myself. For a while recently I was wasting my days and doing nothing but moaning about how I was frustrated with my life. I’ve set a schedule for myself and taken on projects and goals lately. I feel like I’m working towards something and finally holding myself accountable. The other major difference is that I’ve gotten into the habit of dressing for an occasion every day (most days). Just because there isn’t a special event every day isn’t a reason not to look and feel your best because you never know what’s waiting for you that day.
In February, I hope to take the healthier living up a notch by incorporating exercise. I plan to keep on track with my debt free payment/savings plan and to get more creative with my Project Life album. My Mary Kay business is also going to change to be more dynamic and be influenced by more creativity. I am going to bring in double what I did this month.
Change is hard but the progress keeps you going. Here’s to a great February & great progress!